I have writen a blog titled “3 Questions You Need Answered Before Your Mortgage Renewal” where I answer some frequently asked questions from clients. To read the full post, click here:  http://www.jillcouture.com/3-questions-you-need-answered-before-your-mortgage-renewal/   As always, you can contact me if you have any questions. Thanks, Jill   Jill 604-809-0590 Jill@GetTheFinancing.com         DLC […]

Imagine this scenario A person receives a renewal notice from their bank and can’t decide what to do. “Do I stay or do I go?” they say to themselves. They make one phone call to a mortgage broker, but still don’t know what to do. The bank is offering 4.39% on a fixed one year […]

Today I helped an existing client restructure his mortgage.  By taking my advice he will pay off 8 years and 3 months of his mortgage in the next 2 years.  He will do this without increasing his payment.  This client started as a first time home buyer in 2009 and started with a 35 year […]

Geez! What a time to be a Realtor, Mortgage Broker or consumer of real estate!  You can’t turn around without misinformation being thrown about regarding switches and refinances and the new rules that were introduced over the last few years.  Many conversations are based on how everything in the economy revolves around the real estate […]

Many people who are coming up for renewal at the end of 2012 and the beginning of 2013 think that they are forced to renew with their current lender.  Why?  Because there is so much noise in the media about equity and maximum loans not exceeding 80% of the property value.  The truth is that […]

We all hear it. If you have equity in your home, consolidate your consumer debts and get a lower interest rate and a lower simplified payment. But what does that mean? Not only what does that mean, but what can it help you avoid? Consumer proposals and even bankruptcy. Many people have at least 50% […]

Many times we put things off for tomorrow.  We all do it.  Whether it is getting a Will prepared to finalize your Estate planning, or getting life insurance to secure your family in the event of your death, or something as simple as getting a free rate hold for a mortgage.  With a plan, a little […]

Would-be buyers and renters can while away hours by Googling the term “buy or rent calculator” and working through various scenarios. However, the majority of home buyers aren’t thinking about the return on investment on an asset, they’re looking for a place to raise a family, close to schools and shopping, maybe with a yard, […]

That equals a great opportunity for Canadians to purchase revenue properties in the USA!  In the 12 months leading to March 2011 Canadians have purchased 19 billion dollars worth of property in the US.  Canadians have the equity in their Canadian properties to leverage new purchases in the states.  With our historically low interst rates […]