17 Dec

3 Questions You Need Answered Before Your Mortgage Renewal

General

Posted by: Jill Couture

I have writen a blog titled “3 Questions You Need Answered Before Your Mortgage Renewal” where I answer some frequently asked questions from clients. To read the full post, click here:  http://www.jillcouture.com/3-questions-you-need-answered-before-your-mortgage-renewal/   As always, you can contact me if you have any questions. Thanks, Jill   Jill 604-809-0590 Jill@GetTheFinancing.com         DLC […]

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9 Oct

You Might As Well Burn Money!

General

Posted by: Jill Couture

Imagine this scenario A person receives a renewal notice from their bank and can’t decide what to do. “Do I stay or do I go?” they say to themselves. They make one phone call to a mortgage broker, but still don’t know what to do. The bank is offering 4.39% on a fixed one year […]

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1 Oct

You CAN Pay Off Your Mortgage Faster!

General

Posted by: Jill Couture

Today I helped an existing client restructure his mortgage.  By taking my advice he will pay off 8 years and 3 months of his mortgage in the next 2 years.  He will do this without increasing his payment.  This client started as a first time home buyer in 2009 and started with a 35 year […]

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25 Sep

The REAL Secret Of How To Stop From Financially Drowning!

General

Posted by: Jill Couture

Geez! What a time to be a Realtor, Mortgage Broker or consumer of real estate!  You can’t turn around without misinformation being thrown about regarding switches and refinances and the new rules that were introduced over the last few years.  Many conversations are based on how everything in the economy revolves around the real estate […]

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21 Sep

Don’t Sign That Renewal!

General

Posted by: Jill Couture

Many people who are coming up for renewal at the end of 2012 and the beginning of 2013 think that they are forced to renew with their current lender.  Why?  Because there is so much noise in the media about equity and maximum loans not exceeding 80% of the property value.  The truth is that […]

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5 Sep

What Does It Mean?

General

Posted by: Jill Couture

We all hear it. If you have equity in your home, consolidate your consumer debts and get a lower interest rate and a lower simplified payment. But what does that mean? Not only what does that mean, but what can it help you avoid? Consumer proposals and even bankruptcy. Many people have at least 50% […]

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24 Apr

Don’t leave it until tomorrow…

General

Posted by: Jill Couture

Many times we put things off for tomorrow.  We all do it.  Whether it is getting a Will prepared to finalize your Estate planning, or getting life insurance to secure your family in the event of your death, or something as simple as getting a free rate hold for a mortgage.  With a plan, a little […]

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25 Oct

A place to call home

General

Posted by: Jill Couture

Would-be buyers and renters can while away hours by Googling the term “buy or rent calculator” and working through various scenarios. However, the majority of home buyers aren’t thinking about the return on investment on an asset, they’re looking for a place to raise a family, close to schools and shopping, maybe with a yard, […]

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3 Oct

Low interest rate and foreclosing properties

General

Posted by: Jill Couture

That equals a great opportunity for Canadians to purchase revenue properties in the USA!  In the 12 months leading to March 2011 Canadians have purchased 19 billion dollars worth of property in the US.  Canadians have the equity in their Canadian properties to leverage new purchases in the states.  With our historically low interst rates […]

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30 Sep

Can a Canadian get a mortgage in Canada for a US property?

General

Posted by: Jill Couture

I have heard this question many times now and the answer is mixed.  While the initial answer is no you can’t receive a mortgage in Canada that is secured to a property across the border.  You can borrow money from your properties in Canada to purhase a property in the states outright.   If you are […]

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